The Nigerian Immigrant

I'm going to be answering some of your questions around credit. In case you've forgotten or don't know I worked in the banking industry for 6 years, my last role being a mortgage lender so I am qualified to answer these questions. Here are some of your credit and cash questions: Do I need to apply for credit if I have cash? How do you get yourself out of a bad debt situation? How can i boost my credit worthiness? So many questions, so let's get started. I've always been a simple girl and years ago my dream car was the nissan micra. It was small, stylish and so customizable I wanted one. When I mean customizable i mean customizable! I had a neighbour who had one with very long eye lashes just above her car lights. Her car was pink inside and outside. I wanted one badly. So I got my licence, after the 4th go hahaha and on one fine rainy Sunday afternoon, much like this one, I gathered my family and friends and went to buy my dream car. I found my car,...